UAE Real Estate Financing

UAE Mortgage Calculator

Accurately calculate your estimated monthly payments, minimum required down payment, and upfront acquisition costs based on UAE Central Bank mortgage regulations.

UAE Central Bank Compliant Competitive Rates from 3.75% Full Land Department (DLD) Breakdown

Loan Parameters

Property Purchase Price

AED

100,000 AED 50,000,000 AED

Buyer Residency Status Central Bank Minimums

Down Payment 20%

AED

Min: 200,000 AED 10,000,000 AED

Annual Interest Rate

1.0% 10.0%

Loan Duration

Yrs

1 Year 25 Years

Estimated Monthly Installment

0 AED

Per month principal + interest payment

Funding Structure 80% Loan / 20% Down

Loan Amount Down Payment

Purchase Price 1,000,000 AED
Down Payment 200,000 AED
Loan Principal 800,000 AED
Interest Rate 3.75%
Loan Duration 25 Years

Estimates reflect standard UAE Central Bank residential financing terms. Exact monthly installments, bank admin fees, and interest margins depend on lender approval and property valuation.

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